Changes to the responsibilities of Elo’s management team members 

Elo’s new strategy is strongly based on customer value creation and data-driven decision-making and actions. The implementation of the strategy is supported by a new analytics unit , which will include the majority of analytics, data management and mathematics experts from 1 January 2026. The unit is led by Chief Data and Analytics Officer (CDAO) Jarkko Heikkilä , who previously worked as Elo’s Chief Risk Officer.

In connection with the organizational change, compliance and risk management functions will be administratively transferred to CFO Sarianne Kirvesmäki . Mikko Karpoja will continue as Chief Actuary and report to the CEO and the Board of Directors.

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