Alecta’s product Alecta Optimal Pension is gaining renewed confidence as a non-choice alternative for defined contribution old-age pension within insurance employees’ occupational pension agreement, FTP.
Alecta has been appointed as a non-choice provider for the defined contribution retirement pensions FTP 1 and FTPK in the insurance industry’s occupational pension plan FTP. The agreement is valid from January 2025 and for five years.
The capital charge is reduced from 0.10 percent to 0.09 percent when the new contract period comes into force. Otherwise, the product is unchanged. This means, among other things, that the fee ceiling is maintained at SEK 480 per year.
– The fact that we have received renewed confidence as a non-choice in the FTP plan is proof that we have a very good product, which, in addition to low fees, can create a competitive return and has a well-balanced guarantee level. The product is also equipped with unique features that reduce the volatility of pension amounts before and during payment, says Fredrik Palm, Head of Product and Analysis at Alecta.
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