United Utilities Pension Scheme considers long term asset fund in 2025

United Utilities Pension Scheme has published its Statement of Investment Principles for year end March 2025. The Scheme is researching the potential inclusion of illiquid assets, specifically through a Long Term Asset Fund (LTAF), in its default investment option (Page 9). The rationale behind this consideration is to gain access to higher returns and diversification benefits that illiquid assets can offer. Although the Scheme currently has indirect exposure to illiquid assets through diversified growth funds, the Trustee is considering direct investment into LTAF as part of its triennial investment strategy reviews (Page 9). The decision to invest in LTAF is not imminent but is being kept under review, with the potential to be implemented in the future.

Additionally, the Scheme plans to increase its allocation to Liability-Driven Investment (LDI) and Buy & Maintain Credit as its Senior Private Debt assets run off by approximately 2030 (Page 6).

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